An individual who has no ownership in a principal residence during the 3-year period ending on the date of a purchase of the property. This provision is limited to a spouse (if either meets the above test, they are considered first time homebuyers). A single parent who has only owned with a former spouse while married. An individual who is a displaced homemaker who has only owned with a spouse. An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations. An individual who has only owned a property that was not in compliance with state, local, or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.

YOU MAY BE ELIGIBLE!
Based on your answers, you may qualify to buy a CLT of PBCTC home. Click here to apply. If you are unable to complete the online application, please email chewitt@cltofpbc.org for assistance

WE’RE SORRY.
Based on you answers, you are not eligible to purchase a home through the Community Land Trust of Palm Beach County and the Treasure Coast. If you think you have received this result in error, please contact us at chewitt@cltofpbc.org. Please see specific reason(s) we believe you may not be eligible below:

■ Applicants must be a first time homeowner OR have not owned a home in the past three years OR are a divorced single parent whose spouse kept the house OR a displaced homemaker. If one of the exceptions applies to your answer above, please change your answer to “No” for the “Do you currently own a home, or have owned a home (including condos, townhomes, villas, etc) in the last three years?” question.

■ The Programs we work with require applicants to be permanent resident of the US or an American Citizen.

■ You must not have had any bankruptcies or foreclosures within the last four years.

■ Eligible applicants are required to have between 1-3% of their annual income in savings to be eligible.